Terms of Service

Effective Date: October 15, 2021

ACCEPTANCE OF TERMS

By accessing, downloading, installing, or using arcrypto.io, whether you become a registered user (“User”, “You”, “Yourself”, “Your”), You agree to be bound by these Terms, as they may be amended by ARC Educational, LLC. (“ARC”) from time to time, which You acknowledge that You have read and understood. We reserve the right, at Our sole discretion, to change, modify or otherwise alter these Terms at any time. You must review these Terms at https://arcrypto.io/terms-and-conditions// on a regular basis to keep yourself informed of any changes.

PRIVACY POLICY

ARC respects your privacy and permits you to control the treatment of your personal information. A complete statement of ARC’s current privacy policy can be found by clicking the “privacy” link at the bottom of the page. ARC’s privacy policy is expressly incorporated into this Agreement by this reference.

GOVERNING LAW

These Terms shall be construed in accordance with and governed by the laws of the United States and the State of California, without reference to their rules regarding conflicts of law. You hereby irrevocably consent to the exclusive jurisdiction of the state or federal courts in Los Angeles, California in all disputes arising out of or related to the use of the site.

AGE

The site is intended only for users aged 18 or older. Individuals under the age of 18 are strictly prohibited from using the site and the accounts for any such person shall be terminated upon discovery.

USE OF SOFTWARE

ARC may make certain software available to you from the Site. If you download software from the Site, the software, including all files and images contained in or generated by the software, and accompanying data (collectively, “Software”) are deemed to be licensed to you by ARC, for your personal, noncommercial, home use only. ARC does not transfer either the title or the intellectual property rights to the Software, and ARC retains full and complete title to the Software as well as all intellectual property rights therein. You may not sell, redistribute, or reproduce the Software, nor may you decompile, reverse-engineer, disassemble, or otherwise convert the Software to a human-perceivable form. All trademarks and logos are owned by ARC, or its licensors and you may not copy or use them in any manner.

USER CONTENT

You grant ARC a license to use the materials you post to the Site or Service. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Site or Service, you are granting ARC, its affiliates, officers, directors, employees, consultants, agents, and representatives a license to use User Content in

connection with the operation of the Internet business of ARC, its affiliates, officers, directors, employees, consultants, agents, and representatives, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content. You will not be compensated for any User Content. You agree that ARC may publish or otherwise disclose your name in connection with your User Content. By posting User Content on the Site or Service, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

COMPLIANCE WITH INTELLECTUAL PROPERTY LAWS

When accessing the Site or using the Service, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Service and the Site is always governed by and subject to laws regarding copyright ownership and use of intellectual property. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content (collectively, “Content”) in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your User ID. The burden of proving that any Content does not violate any laws or third-party rights rests solely with you.

INAPPROPRIATE CONTENT

You shall not make the following types of Content available. You agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. ARC reserves the right to terminate your receipt, transmission, or other distribution of any such material using the Service, and, if applicable, to delete any such material from its servers. ARC intends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws.

COPYRIGHT INFRINGEMENT

ARC has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or with the Service.

ALLEGED VIOLATIONS

ARC reserves the right to terminate your use of the Service and/or the Site. To ensure that ARC provides a high-quality experience for you and for other users of the Site and the Service, you agree that ARC or its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights, or other unauthorized uses of the Site or the Service. ARC does not intend to disclose the existence or occurrence of such an investigation unless required by law, but ARC reserves the right to terminate your account or your access to the Site immediately, with or without notice to you, and without liability to you, if ARC believes that you have violated any of the Terms of Use, furnished ARC with false or misleading information, or interfered with use of the Site or the Service by others.

NO WARRANTIES

ARC HEREBY DISCLAIMS ALL WARRANTIES. ARC IS MAKING THE SITE AVAILABLE “AS IS” WITHOUT WARRANTY OF ANY KIND. YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE OR THE SERVICE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARC EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. ARC DOES NOT WARRANT THAT THE SITE OR THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE OR THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

LIMITED LIABILITY

ARC’S LIABILITY TO YOU IS LIMITED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ARC BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR LOST DATA, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR ANY OTHER MATERIALS OR SERVICES PROVIDED TO YOU BY ARC. This limitation shall apply regardless of whether the damages arise out of breach of contract, tort, or any other legal theory or form of action.

AFFILIATED SITES

ARC has no control over, and no liability for any third-party websites or materials. ARC works with several partners and affiliates whose Internet sites may be linked with the Site. Because neither ARC nor the Site has control over the content and performance of these partner and affiliate sites, ARC makes no guarantees about the accuracy, currency, content, or quality of the information provided by such sites, and ARC assumes no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those sites. Similarly, from time to time in connection with your use of the Site, you may have access to content items (including, but not limited to, websites) that are owned by third parties. You acknowledge and agree that ARC makes no guarantees about, and assumes no responsibility for, the accuracy, currency, content, or quality of this third-party content, and that, unless expressly provided otherwise, these Terms of Use shall govern your use of all third-party content.

PROHIBITED USES

ARC imposes certain restrictions on your permissible use of the Site and the Service. You are prohibited from violating or attempting to violate any security features of the Site or Service, including, without limitation, (a) accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of the Service, the Site, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus to the Site or Service, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing;” (d) using the Site or Service to send unsolicited e-mail, including, without limitation, promotions, or advertisements for products or services; (e) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting using the Service; or (f) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by ARC in providing the Site or Service. Any violation of system or network security may subject you to civil and/or criminal liability.

INDEMNITY

You agree to indemnify ARC for certain of your acts and omissions. You agree to indemnify, defend, and hold harmless ARC, its affiliates, officers, directors, employees, consultants, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorney fees and costs) arising from your access to or use of the Site, your violation of these Terms of Use, or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. ARC will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.

COPYRIGHT

SEVERABILITY; WAIVER

If, for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms of Use to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of these Terms of Use shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving party.

NO LICENSE

Nothing contained on the Site should be understood as granting you a license to use any of the trademarks, service marks, or logos owned by ARC or by any third party.

UNITED STATES USE ONLY

The Site is controlled and operated by ARC from its offices in the State of Florida. The domain of the website is registered in the United States and the Site is hosted in the United States. The intended audience for this site consists of individuals in the United States only. ARC makes no representation that any of the materials or the services to which you have been given access are available or appropriate for use in other locations (including the European Union as detailed in the General Data Protection Regulation). Furthermore, his website does not envisage offering goods or services to individuals living in the European Union as detailed in the General Data Protection Regulation. In addition, the information presented and associated with this website is intended for individuals that reside in the United States only.

AMENDMENTS

ARC Educational, LLC. nor it’s employees, agents or contractors are not certified financial planners or advisors. We do not give financial advice and only share what we are doing during current market conditions. The contents on this site are for informational purposes only and does not constitute financial, accounting, or legal advice. By using this site, you agree to hold ARC Educational, LLC. and it’s hired personnel harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site or in its program offerings.

and Privacy Policy

Privacy Policy

Effective Date: October 15, 2021

We are committed to respect and protect your privacy through this Privacy Policy.

This policy governs your access to and use of arcrypto.io, including any content, functionality, and services offered on this website. Please read the entire policy before you use or interact with this website. By using this website, you accept and agree to the policy outlined on this page.

Collection of Personal Data

Personal data is information that can be used to identify you such as your name, IP address, and email address. We collect personal data from you in the following ways:

1. Email Opt-Ins for Free Courses: Your email address.

2. Transaction: Your name, email address, billing information and payment source.

3. Submitting Questions Through Comment Boxes: Your name, email address, and question information.

Purpose of Processing Your Personal Data

The information above is collected for the following purposes:

1. Email Opt-Ins for Free Courses: To provide you with information on the topic in general and information about our paid products.

2. Transaction: To process a purchase you make with us.

3. Submitting Questions Through Comment Boxes: To answer any questions you may have for us.

Legal Basis for the Collection and Processing of Information

For any communications that you have consented to receive, you can change or remove your consent at any time by contacting ARC EDUCATIONAL, LLC (ARC) or clicking the “unsubscribe” link located at the bottom of every email to opt out of future emails.

Legal basis for how we collect information:

1. Email Opt-Ins for Free Courses: You will be asked for consent first.

2. Transaction: Your information is collected as part of a legal contractual transaction.

3. Submitting Questions Through Comment Boxes: We need your data to provide you with the information that you requested from us and your information will not be used for other purposes.

If you disagree or have any further questions regarding this legal basis, please contact ARC at [email protected] and we will stop processing your data on this legal basis.

Who Has Access to the Data that is Collected?

We have access to the data that we collect as well as third parties that help us process your personal data, including:

• Payment processors (to process your transactions and securely store your data)

• Email marketing and communication companies (to collect and send emails)

• Survey companies (to receive feedback from customers on courses)

• Product hosting platforms (to help you access the products that you purchase)

• Other website design, management, and programming services

The third parties above are prohibited from using, sharing or collecting your personal data for any purpose other than the reasons stated above.

Use of Cookies and Social Media Pixels

We use cookies and other technologies in some cases, like social media pixels, to track the behavior of visitors to this website. We use this tracking to help us understand how visitors use our site, what interests them, how they respond to marketing, and other reasons such as whether a visitor is using a desktop or mobile computer. These cookies can be blocked by changing your internet browser settings.

In the case of pixels, we may use them to tailor advertising messages users see when visiting social media websites. We reserve the right to use these pixels in compliance with the policies of the various social media sites.

Changing, Removing, or Requesting Your Data

We will retain any information you provide to us until you request us to delete your information, we decide to cease using our existing data providers, or we decide that your data is no longer needed.

Under the General Data Protection Regulation, you are granted the following rights:

• You have the right to be informed and this policy serves to inform you.

• You have the right to request access to your data that we store and the rights to rectify or erase that data.

• You have the right to request restrictions on the processing of your data and the right to object to the processing of your data.

• You have the right to the portability of your data.

• You also have rights in relation to automated decision making and profiling. While this website does not profile you, this is other websites might and this is your right.

For any of the above requests, please contact ARC at [email protected] with your request.

Data Transfer to Third Countries

Your data is never transferred to third countries. This website is in the United States and your data is collected and held here.

Questions, Concerns, and Contact

If you have any comments, questions, or concerns, please contact ARC at [email protected]

If you feel that a privacy issue has not be resolved after you have contacted us, you have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

Data Controller

Representative: Gven F. Sariol

Arcrypto.io

ARC Educational, LLC

1800 Wazee Floor 3

Denver CO 80202

You can also send any communications to:

Gven F. Sariol

ARC Educational, LLC

1800 Wazee Floor 3

Denver CO 80202

Users located in the Outside of the EU:

Website Visitors

Like most website operators, we collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose in collecting this information is to better understand how visitors use and interact with our website.

We also collect information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on our blog and related websites. We only disclose logged in user and commenter IP addresses under the same circumstances that we use and disclose personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog or site where the comment was left.

Collection of Personal Information

Depending on how users are interacting with this website, some personal information must be collected. The amount and type of information that is collected depends on the nature of the interaction. For example, we ask visitors who ask us a question through our comment form to provide their name and email address. This is so that we can respond to them and provide them with the information that was requested.

Purchase transactions require additional information, including other personal and financial information required to process the transactions. In each case, we only collect the necessary information required to complete the interaction. We do not disclose personal information other than as outlined below. Visitors may also refuse to supply their personal information at any time, although it may prevent them from engaging in certain website-related activities.

We may collect aggregated statistics about the behavior of visitors to its websites, and we may display this information publicly or provide it to others. However, we do not disclose personal information other than as outlined below.

Protection of Personal Information

We disclose personal information only to our contractors and affiliated organizations that need to know that information to process it on our behalf or to provide services available at our websites, and that have agreed not to disclose it to others. Some of those contractors and affiliated organizations may be located outside of your home country; by using this website, you consent to the transfer of such information to them. We will not rent or sell personal information to anyone.

Other than to our contractors and affiliated organizations, as described above, we disclose personal information only in response to a subpoena, court order or other governmental request, or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of our company, third parties or the public at large.

If you are a registered user of this website and have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with our company.

If you send us communications via email, through our website, or via social media platforms, we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. We take all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of your personal information.

Use of Cookies and Social Media Pixels

We use cookies and other technologies in some cases, like Facebook pixels, to track the behavior of visitors to this website. We use this tracking to help us understand how visitors use our site, what interests what, how they respond to marketing, and other reasons such as whether a visitor is using a desktop or mobile computer. These cookies can be blocked by changing your internet browser settings.

We reserve the right to change this privacy policy at any time at our sole discretion. We encourage you to check this page regularly for updates or changes. Your continued use of this website after changes made to this policy will constitute your acceptance of said changes.

For any other questions, comments, or concerns, please contact ARC at [email protected].

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